Anna-Marie Smith, born and raised in Asheville NC, is the owner of her own consulting business called Black Coffee and Culture. As a local business owner and advocate for her community, Anna-Marie focuses on teaching money management to anyone in need or whomever is willing to listen. Anna-Marie’s ultimate goal is to spread love through education and networking. Because of her passion for people and education, her consulting services are at no direct cost to her clients. Anna-Marie has provided over 100 hours of FREE service to community members around WNC since 2019.